UHC Dentist – Collegeville, PA
Learn More About the Benefits of UHC Dental Insurance
Brushing and flossing aren’t enough to safeguard your smile from preventable dental issues, like tooth decay and gum disease. You also need to see a dentist every 6 months for a cleaning and checkup. You don’t have to worry about a large bill because you have dental insurance. Paying your monthly premiums is an investment in your dental health because you will benefit from reduced rates for the services your teeth and gums need to stay healthy. As your UHC dentist in Collegeville, you can achieve the healthy smile you deserve without spending your life’s savings.
UHC Coverage Availability & Fees
Dental insurance focuses on prevention to preserve your oral health to lessen the likeliness of needing costly treatments later. However, if a complication arises, you can use your dental insurance to offset your out-of-pocket responsibility. UHC dental insurance in Collegeville provides comprehensive plans for families and individuals to keep a healthy smile within everyone’s budget. Although each plan is unique, most policies include:
- 100% coverage for preventive services.
- 80% coverage for minor restorative services.
- 50% coverage for major restorative services.
Paying your monthly premiums allows you to visit your dentist every 6 months for a cleaning and checkup after a copayment. You can keep common dental problems at bay to reduce your overall oral health expenses. Research has shown every $1 spent on prevention can save up to $50 on restorative and emergency fees. However, if your dentist finds any concerns, you can use your annual benefits to lower the amount you pay after meeting your deductible. Your insurance can pay 50% to 80% of the cost for common services, like extractions, gum disease therapy, and root canals.
At the end of the year, your dental benefits expire. On average, less than 3% of Americans meet or exceed their annual limits. You aren’t reimbursed for anything you don’t use, and nothing carries over for accumulation. We will help you make the most of your monthly investment to achieve optimal oral health at affordable rates.
UHC recommends choosing a dentist in their network to enjoy more coverage at the time of service; however, you have the freedom to choose any location that accepts your insurance. You can use your benefits at an out-of-network dentist, but you’ll have to pay the difference between the office fees and your insurance’s allowable amount. We are proud to accept both in-network and out-of-network patients.
Dental insurance can be confusing, but you don’t have to navigate your policy alone. Addison is a valuable member of our team who understands the ins and outs of dental insurance. She will work on your behalf with UHC, so you have one less thing to worry about. She will explain how your coverage is being used and your payment options for any remaining balance. Addison will help you find the solutions you need to achieve optimal oral health while staying within your budget.
If you have any questions about your coverage, or you’re ready to schedule an appointment, contact our office today.